United Way’s Mobile Financial Resource Team can help!
- Free 1-on-1 Financial Coaching & Resource Navigation Our trained financial coach provides financial education to help individuals get back on their feet, and stay there. Financial coaching is designed to help individuals achieve financial milestones, such as improving their credit score, net worth and/or net income, and becoming debt free. To ensure that you get, and stay, on track, we can also help you access local social services for which you are eligible, like food assistance, utility assistance and healthcare coverage.
- Free Financial Empowerment Workshops Using the FDIC Money Smart curriculum our workshops can teach individuals of all ages about financial stability. Workshops are group- based, with “hands on” modules that cover a range of topics from basic budgeting to credit repair help. Why? Because the more individuals know about credit and banking services, the more likely they are to make informed financial decisions. - Our services are mobile. You will find us at your local community center and at social service agencies across Washtenaw County.
Loan Assistance Fund The Loan Assistance Fund is a unique opportunity to help qualified individuals meet an immediate and unforeseen financial need such as:
- Emergency costs related to personal hardships such as loss of income due to illness, family disruptions(e.g. divorce, separation), death in immediate family;
- Medical Emergencies and/or necessities not covered by medical insurance;
- Transportation (e.g. vehicle tires) used to get to and from work;
- Housing (e.g. security deposit assistance or major appliance repair).
This service is being offered as a safe alternative to traditional payday lending. Fee-free, low interest (up to 3.5%) loans are made in amounts up to $1,000 and are repaid over the course of 12 months. Participants who successfully repay their loans in full and on time will receive a $100 bonus to encourage savings. Approved loan funds will be paid to the third party vendor who is meeting the emergency need, not directly to the loan recipient.
- This service is available to individuals who commit to working with Marshall Averill, our financial empowerment coach
- Employees of human service organizations in Washtenaw County
- Program participants of human service organizations in Washtenaw County
Please see the these FAQ's for additional information about this service.
- Volunteer Income Tax Assistance Our VITA program utilizes a team of dedicated and professional volunteers to provide FREE tax preparation. Volunteer tax preparers work one-one-one with individuals and families to navigate tax returns, offer financial tips and seek out all available tax credits, such as the Earned Income Tax Credit (EITC).
- Free At Home Tax Filing Support File your taxes for free in the convenience of your own home using MyFreeTaxes.com. Sponsored by United Way and powered by H&R Block, MyFreetaxes.com allows individuals or couples filing jointly who make up $62,000 a year to file their taxes on-line for free. If you still have questions call 1-855-MY-TX-HELP (1-855-698-9435).
Financial Stability Grant Fund
Funded programs, projects or initiatives must align with one or more of the following goals of United Way’s Financial Stability Initiative:
- Advance the economic well-being of low-income working individuals and families.
Agency Financial Stability Toolkit
Your Money, Your Goals This toolkit can be used by agencies to add some financial empowerment into their existing programming. The toolkit is designed to supplement the work that is already being done by social workers and case managers.
MoneySmart Curriculum FDIC Money Smart workshops can be downloaded or ordered via CD-Rom from the FDIC. Money Smart curriculum is widely used across the financial education sector. Module based, the FDIC Money Smart materials cover a wide range of topics, and are produced for multiple age groups. It is also possible to pick and choose information from different modules to create an effective presentation based on individual group needs.
Find other resources, including research and data on our Financial Stability section of the Data Portal.